Terms of Service

thou that art

Last updated: Nov 24, 2025

Welcome to thou that art (the “Publication”), a New York–based newsletter and website focused on technology, finance, and philosophy.

These Terms of Service (the “Terms”) are a binding agreement between you (“you,” “reader,” or “subscriber”) and thou that art (“we,” “us,” or “our”). By accessing or using this Publication, subscribing to free or paid content, or interacting with any features (including comments), you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use the Publication.

1. Who we are

thou that art is an editorial project curated and written primarily by an individual editor with a background in AI, technology, and finance. The Publication is hosted on a third-party platform (such as Substack), and some functionality—subscriptions, payments, account management, email delivery—is provided by that platform, not by us directly. That platform has its own terms and policies that also apply to your use of the Publication.

2. Eligibility

You may use the Publication only if:

• You are at least 16 years old (or the minimum age of digital consent in your jurisdiction), and

• You have the legal capacity to enter into a binding contract.

If you access the Publication on behalf of a company or other entity, you represent that you are authorized to accept these Terms on its behalf.

3. Accounts, subscriptions, and emails

To receive newsletters or access paid content, you may be required to create an account with the hosting platform and provide an email address and payment information.

• You agree to provide accurate, current information and to keep it updated.

• You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

• By subscribing, you consent to receive emails from thou that art, including editorial content and occasional administrative messages.

Payment processing, billing, cancellations, and refunds (if any) are handled by the hosting platform and are also subject to that platform’s terms and policies.

4. Content and intellectual property

Unless otherwise stated, all essays, posts, images, graphics, logos, and other materials made available through the Publication (collectively, the “Content”) are owned by thou that art or its licensors and are protected by copyright and other intellectual-property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal, non-commercial use only.

You may not, without our prior written permission:

• Reproduce, redistribute, or publicly display substantial portions of the Content;

• Use the Content to build a competing service or training dataset;

• Remove any copyright, trademark, or proprietary notices;

• Use our logos, marks, or branding in a way that suggests endorsement or partnership.

If you want to quote or reprint material commercially (books, courses, paid newsletters, etc.), contact us first.

5. User submissions, comments, and community rules

If the Publication allows comments or other user submissions (“User Content”), you retain ownership of your own contributions. However, by posting User Content you grant thou that art a worldwide, non-exclusive, royalty-free license to host, display, reproduce, modify (for formatting), and distribute that User Content in connection with operating and promoting the Publication.

You agree not to submit User Content that:

• Is unlawful, threatening, abusive, harassing, defamatory, or invasive of others’ privacy;

• Contains hate speech, discrimination, or incitement to violence;

• Infringes any third party’s intellectual-property or contractual rights;

• Is spam, promotional junk, or misleading;

• Contains malicious code, tracking injections, or attempts to scrape or harvest data.

We may, at our sole discretion, remove or edit User Content, limit or terminate your ability to comment, or suspend your access if we believe you have violated these rules.

6. Editorial independence and AI-assisted content

The Publication reflects the editor’s independent judgment, opinions, and interpretation of facts, including those relating to technology, AI, and financial markets.

We may use AI tools and other automated systems in drafting, editing, analyzing data, or generating images. AI-assisted content is still curated and reviewed by a human editor, but we do not guarantee that any Content is error-free, complete, or up to date. Templates and examples from external sources may also be adapted and paraphrased.

You should not rely on any Content as a definitive statement of fact or as professional advice.

7. No financial, legal, tax, or investment advice

This Publication frequently covers topics in technology and finance. None of the Content is intended as, or should be construed as:

• Investment advice;

• Financial planning advice;

• Legal or tax advice;

• A recommendation to buy, sell, or hold any security, digital asset, or other financial product.

All Content is provided for informational and educational purposes only and reflects personal opinions. Any financial decision you make is solely your responsibility. We strongly encourage you to conduct your own research and consult a qualified professional before making investment or financial decisions.

By using the Publication, you agree that thou that art and its editor(s) are not liable for any losses or damages arising from your reliance on the Content.

8. Third-party links and services

The Publication may contain links to third-party websites, newsletters, tools, or services. These are provided for convenience only.

• We do not control and are not responsible for the content, policies, or practices of third-party sites.

• A link does not imply endorsement or recommendation.

• Your use of third-party sites is at your own risk and subject to their terms and policies.

9. Acceptable use and technical restrictions

You agree not to:

• Attempt to access, scrape, or harvest data from the Publication in bulk or using automated systems (bots, crawlers) except as allowed by standard RSS feeds or the hosting platform’s features;

• Interfere with or disrupt the operation of the Publication or the hosting platform;

• Attempt to circumvent access controls, paywalls, or technical limitations;

• Use the Publication to advertise or solicit without permission.

We may use technical measures (rate limiting, blocking, etc.) to protect the Publication and community.

10. Paid subscriptions, pricing, and refunds

If you purchase a paid subscription or become a founding member:

• Pricing, billing cycles, taxes, and renewal terms are set within the hosting platform and may change over time.

• Your subscription will typically auto-renew unless you cancel through your account settings on the platform.

• Any refunds are governed by the platform’s refund policies. We do not independently process payments or store full payment details.

We reserve the right to change subscription benefits, pricing, or tiers prospectively. If we make material changes, we’ll aim to give reasonable notice via a post or email.

11. Suspension and termination

We may suspend or terminate your access to the Publication (including free and paid features) at any time, with or without notice, if we reasonably believe that:

• You have violated these Terms;

• Your actions risk harm to other readers, the community, or the platform; or

• Continuing to provide access would create legal or operational risk for us.

If we terminate your access for violation of these Terms, you are not entitled to any refund except as required by the hosting platform’s policies or applicable law.

You may stop using the Publication or cancel your subscription at any time through your account settings.

12. Disclaimers

The Publication and all Content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that:

• The Publication will be uninterrupted, secure, or free of errors;

• Defects will be corrected;

• Any Content is reliable, accurate, or complete.

You use the Publication at your own risk.

13. Limitation of liability

To the fullest extent permitted by law, thou that art and its editor(s), contributors, and affiliates are not liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising out of or related to your use of or inability to use the Publication or Content, even if we have been advised of the possibility of such damages.

Our total aggregate liability for any claims related to the Publication shall not exceed the greater of: (a) the total amount you paid for a subscription during the six (6) months prior to the event giving rise to the claim, or (b) one hundred US dollars (USD $100).

Some jurisdictions do not allow limitations of liability for certain damages; in those cases, these limitations apply only to the maximum extent allowed by law.

14. Indemnification

You agree to indemnify and hold harmless thou that art and its editor(s), contributors, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use of the Publication or Content;

• Your User Content;

• Your violation of these Terms or applicable law.

15. Changes to the Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page and may notify subscribers by email or a prominent notice in the Publication.

Your continued use of the Publication after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, you must stop using the Publication and, if applicable, cancel your subscription.

16. Governing law and jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict-of-laws rules.

Any disputes arising out of or relating to these Terms or the Publication shall be brought exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of those courts.

17. Miscellaneous

• If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

• Our failure to enforce any provision is not a waiver of our right to do so later.

• You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a reorganization, merger, or transfer of the Publication.

18. Contact

For questions about these Terms, you can contact:

thou that art

Email: support@thouthatart.blog